How Rideshare Insurance Works
Coverage depends on what the driver was doing at the time. When the app is on and a ride is accepted or in progress, Uber and Lyft provide substantial liability coverage. When the app is off, only the driver's personal policy applies.
Common Rideshare Crash Scenarios
Distracted driving while checking the app, sudden stops for pickups, and unfamiliar routes contribute to rideshare crashes. Passengers injured in these crashes often have strong claims.
Navigating the Claim
Because multiple insurers may be involved, rideshare claims can become contentious. An attorney can identify all available coverage and handle the negotiations.
Injured in Maryland? Get a free, confidential case review today. There's no obligation, and you pay no fee unless you win. Call 973-566-5599.
Frequently Asked Questions
Nothing upfront. The network attorneys work on contingency, so you pay no fee unless they recover compensation for you. The case review is always free.
Generally three years from the date of injury under Maryland's statute of limitations. If a government entity is involved, a written notice of claim is usually required within one year, so it is important to act quickly.
Maryland follows pure contributory negligence — being even one percent at fault can bar recovery. That makes it critical to have an attorney document fault carefully. A narrow 'last clear chance' exception may still preserve some claims, so do not assume you have no case.
It depends on your medical costs, lost income, future care, and pain and suffering. Economic damages are not capped in Maryland; noneconomic damages are capped at roughly $965,000 for 2025–2026 and rise each year. A free review can estimate the range for your situation.
This page is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Maryland attorney.